Welcome Guest

Sign In | Register

Early morning health insurance question.

Posted on: September 25, 2024 at 07:33:31 CT

sprintcar STL

Posts:

5491

Member For:

10.62 yrs

Level:

User

M.O.B. Votes:

0

Why do medical companies, Drs, hospitals, all of them really, submit bills to insurance for a lot more than their agreed price with said insurance company?

I bought some medical equipment from a local supply company over 3 months ago. A claim finally hit my insurance a month ago for $500. The insurance company knocked it down to $250. Just last week I finally got a bill for said equipment for the $250 the insurance company said I was responsible for.

So why do they do that? They know insurance companies isn't going to pay that much. I don't believe they would charge that much if I was a cash paying customer. I've never understood it. Can they use that to show a loss for tax purposes or something. There has to be a reason because they all do it.

Please explain why this message is being reported.

REPLY

MESSAGE THREAD

Early morning health insurance question. - sprintcar STL - 9/25 07:33:31

The rates for services are set by the government - XRob MU

- 9/25 10:42:36

We had a better one this summer. My daughter was in the ER - DHighlander NWMSU - 9/25 08:47:22

My wife has had some things denied too. You're correct..(nm) - sprintcar STL - 9/25 09:23:09

Insurance dudes know more than your doctor - JayHoaxH8r MU

- 9/25 09:46:17

this is misleading and naive. - phrejd KC - 9/25 11:15:14

they would charge you that much BUT - tigerinhogtown STL - 9/25 08:43:34

Scenario - alwaysright MU - 9/25 08:36:04

health insurance billing is an absolute nightmare - Joeboo MU

- 9/25 08:38:28

there is 1 insurance co in particular let's call them - tigerinhogtown STL - 9/25 08:58:32

its never a good sign when the government agency is the most - Joeboo MU

- 9/25 09:06:28

Part of the issue is that Medicare/acid set their rates and - alwaysright MU - 9/25 11:16:57

not sure i agree with every point, but i agree with the - phrejd KC - 9/25 11:18:45

decades of deregulation and billions in lobbying end up - colonel angus beef KC - 9/25 09:54:00

you hit the nail on the head...tax writeoff - Joeboo MU

- 9/25 08:30:24

there is no tax write off - your income is your income - tigerinhogtown STL - 9/25 08:50:23

Correct. There is no "write off" advantage to billing more - zaaguy MU - 9/25 09:45:30

Because healthcare isn't an open market so everyone - phrejd KC - 9/25 07:49:25

Weird how every other major country in the world - JayHoaxH8r MU

- 9/25 08:07:53

lmfao, UK waiting lists are 18 months (nm) - 90Tiger STL - 9/25 09:41:32

14 weeks is median wait time - JayHoaxH8r MU

- 9/25 09:45:22

lol oh well that's great then let's copy that (nm) - phrejd KC - 9/25 11:08:48

agree, hoax - Fire Marshall Bill MU - 9/25 08:24:56

even if you accept all that propoganda - colonel angus beef KC - 9/25 09:42:27

You try to get into a specialilst in the US lately? - JayHoaxH8r MU

- 9/25 08:36:21

lol i called an ortho specialist 2 weeks ago and got in the - phrejd KC - 9/25 11:22:46

yes, it took about 10 days(nm) - Fire Marshall Bill MU - 9/25 08:39:34

You've lied at least twice now in this thread - JayHoaxH8r MU

- 9/25 08:40:15

"MISINFORMATION"!!!!!!!!(nm) - Fire Marshall Bill MU - 9/25 08:42:29

Took me less than a couple of weeks (nm) - Bosalphus KC - 9/25 08:38:18

And lots of people are a so indoctrinated that they - StaleyTiger MU - 9/25 08:22:57

^^ good example of someone who doesn't understand (nm) - phrejd KC - 9/25 08:29:06

another thing not understood, insurance companies are not - tigerinhogtown STL - 9/25 09:05:19

we have elements of socialism here already - Fire Marshall Bill MU - 9/25 08:26:12

we have a watered down ****ty product. There are also long - SabertoothTiger MU - 9/25 08:29:17

Where do you live? It can be a pain to see your family Dr - DHighlander NWMSU - 9/25 08:51:33

my parents have Canadian friends that live in the states for - Fire Marshall Bill MU - 9/25 08:31:34

I don't know the solution. I just know ours is slowly - SabertoothTiger MU - 9/25 08:35:44

Of course the gov't is heavily involved (nm) - Bosalphus KC - 9/25 08:37:58

think what you want. Sure they make the laws but - SabertoothTiger MU - 9/25 08:39:47

I'm not taking any blame away from the insurance companies - Bosalphus KC - 9/25 08:41:06

Correct. It's not great. (nm) - phrejd KC - 9/25 08:30:26

Its not horrible...yet and I don't know the solution. I - SabertoothTiger MU - 9/25 08:33:36

lol yes the ones calling for the gov't to get out - Bosalphus KC - 9/25 08:25:43

People are flooding into our country and the government is - alstl MU - 9/25 08:19:31

I wish your ancestors wouldn't have flooded into - SabertoothTiger MU - 9/25 08:30:51

you're a weird dude(nm) - Fire Marshall Bill MU - 9/25 08:33:27

thanks. From the second weirdest person here I'll - SabertoothTiger MU - 9/25 08:37:07

You have a pretty limited understanding of the - phrejd KC - 9/25 08:13:39

ahem - JayHoaxH8r MU

- 9/25 08:39:48

you're proving his point (nm) - Bosalphus KC - 9/25 08:44:37

apparently i need to explain to him the links he provided (nm) - phrejd KC - 9/25 11:26:15

healthcare "rankings", LOL(nm) - Fire Marshall Bill MU - 9/25 08:52:58

run along - JayHoaxH8r MU

- 9/25 08:48:32

You could have just said "of everything" (nm) - Bosalphus KC - 9/25 08:14:42

It's always strange to me that people are so quick to - phrejd KC - 9/25 08:20:51

But they get great medical outcomes. - Newcatbirdseat MU - 9/25 08:26:04

Just b/c the gov't pays for it doesn't mean - Bosalphus KC - 9/25 08:12:02

©2025 Fanboards L.L.C. — Our Privacy Policy About Tigerboard