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Your logic is flawed. Just because YOUR insurance went up

Posted on: July 22, 2016 at 12:09:38 CT
JeffB MU
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does not prove your hypothesis.

Did your coverage go up... the maximum amount that they would pay if the home were totalled?

Did your credit rating perhaps go down?

How much did your coverage go up relative to other homeowners insurance in the state? ... in the nation?

Did you shop around with other insurance companies? Sometimes one company goes up more than others.

Did you lose any discounts?

Did you ask your agent about the increase? Perhaps he might be able to provide you some insights &/or find you better or cheaper coverage elsewhere.
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MESSAGE THREAD

If a storm hits a certain area, causing damage to many - Sleepy MU - 7/22 11:21:18
     Yes, it is capitalistic - Mizzou Lou KC - 7/22 11:40:02
          Not only is your response almost totally - Sleepy MU - 7/22 11:58:18
               Your logic is flawed. Just because YOUR insurance went up - JeffB MU - 7/22 12:09:38
               "It also focuses solely on the individual" - Mizzou Lou KC - 7/22 12:04:38
                    This is irrelevant to the point made in the OP. - Sleepy MU - 7/22 12:24:48
                         Only because his info doesn't meet your agenda.(nm) - tiger98 MU - 7/22 12:35:52
                         You just aren't capable of understanding the answer - Mizzou Lou KC - 7/22 12:30:47
     It doesn't necessarily go up 'in that area' if you mean - JeffB MU - 7/22 11:30:38
     What evidence do you have that insurance goes up... - Salty Dog MU - 7/22 11:30:34
          Yeah. We had hail damage in this area and home owner - Sleepy MU - 7/22 11:53:16
               I've didn't see that happen in one instance of hail - MIZ45 MU - 7/22 12:26:34
                    The same with us. We had a $40,000+ hail claim one year - JeffB MU - 7/22 12:51:43
               Rates are always changing. That is a function of business - Mizzou Lou KC - 7/22 11:58:53
                    My friends example? There was no example of a friend? And - Sleepy MU - 7/22 12:10:26
                         Insurance is inherently a group collectively paying for loss - JeffB MU - 7/22 12:35:59
                         IF you think I'm making your point, you are more confused - Mizzou Lou KC - 7/22 12:21:12
                              All of that is common sense. Home owners insurance is - Sleepy MU - 7/22 12:29:23
                                   If by 'the collective' you mean that if the number of claims - JeffB MU - 7/22 12:54:45
               and the increase only happened in your area, but nowhere - JeffB MU - 7/22 11:57:48




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