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If a storm hits a certain area, causing damage to many

Posted on: July 22, 2016 at 11:21:18 CT
Sleepy MU
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homes, why does insurance go up in that area?

Does that mean everyone is collectively paying into a system?

Is that capitalistic?
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If a storm hits a certain area, causing damage to many - Sleepy MU - 7/22 11:21:18
     Yes, it is capitalistic - Mizzou Lou KC - 7/22 11:40:02
          Not only is your response almost totally - Sleepy MU - 7/22 11:58:18
               Your logic is flawed. Just because YOUR insurance went up - JeffB MU - 7/22 12:09:38
               "It also focuses solely on the individual" - Mizzou Lou KC - 7/22 12:04:38
                    This is irrelevant to the point made in the OP. - Sleepy MU - 7/22 12:24:48
                         Only because his info doesn't meet your agenda.(nm) - tiger98 MU - 7/22 12:35:52
                         You just aren't capable of understanding the answer - Mizzou Lou KC - 7/22 12:30:47
     It doesn't necessarily go up 'in that area' if you mean - JeffB MU - 7/22 11:30:38
     What evidence do you have that insurance goes up... - Salty Dog MU - 7/22 11:30:34
          Yeah. We had hail damage in this area and home owner - Sleepy MU - 7/22 11:53:16
               I've didn't see that happen in one instance of hail - MIZ45 MU - 7/22 12:26:34
                    The same with us. We had a $40,000+ hail claim one year - JeffB MU - 7/22 12:51:43
               Rates are always changing. That is a function of business - Mizzou Lou KC - 7/22 11:58:53
                    My friends example? There was no example of a friend? And - Sleepy MU - 7/22 12:10:26
                         Insurance is inherently a group collectively paying for loss - JeffB MU - 7/22 12:35:59
                         IF you think I'm making your point, you are more confused - Mizzou Lou KC - 7/22 12:21:12
                              All of that is common sense. Home owners insurance is - Sleepy MU - 7/22 12:29:23
                                   If by 'the collective' you mean that if the number of claims - JeffB MU - 7/22 12:54:45
               and the increase only happened in your area, but nowhere - JeffB MU - 7/22 11:57:48




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