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I've known several upper middle class folks over the years..

Posted on: April 4, 2020 at 11:42:02 CT
Nebraska99 STL
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who have nice houses and all the toys but don't have emergency funds.

Different people have different priorities. That's why my ex is my ex. :)
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most banks are not offering mortgage deferrals - Iam4Mizzou MU - 4/4 11:23:47
     watched the big short last night again - tigerinhogtown STL - 4/4 15:36:53
     RE: most banks are not offering mortgage deferrals - Joeboo MU - 4/4 13:09:22
     I’m in middle of refinancing to drop int rate - mu7176grad MU - 4/4 12:57:28
     That's what I was told - RBT STL - 4/4 12:42:08
     good to see you've stopped Politics posting (nm) - 90Tiger STL - 4/4 12:15:17
          You are the jilted girlfriend I never had(nm) - Iam4Mizzou MU - 4/4 12:18:32
               You're dishonest and lack self control - and need vast - 90Tiger STL - 4/4 12:26:17
                    Being selective again I see - Macgrantt MU - 4/4 12:49:04
                         get help (nm) - pickle MU - 4/4 14:48:58
                              you going to stick around today or - Macgrantt MU - 4/4 14:59:41
                                   lmao - pickle MU - 4/4 15:04:39
                                        you need to leave your ass alone so you can lube it - Macgrantt MU - 4/4 15:19:47
                                             please leave me out of your fantasies (nm) - pickle MU - 4/4 15:52:20
                                                  Since you aren't part of them, so - Macgrantt MU - 4/4 16:07:08
                         if we are a 1/4 - meatiger MU - 4/4 13:30:33
                              Oh, gosh, meatiocrity shows up, and what a smart put down - Macgrantt MU - 4/4 14:05:14
                                   you are the one that shows anger - meatiger MU - 4/4 14:07:16
                                        I see, where I come from, if I call someone - Macgrantt MU - 4/4 14:20:18
                         Hey Colonel! (nm) - 90Tiger STL - 4/4 12:57:43
                              Hi pumpkin, you being an a$$hat again today? - Macgrantt MU - 4/4 13:07:56
                                   the things you dream up, outstanding stuff, colonel (nm) - 90Tiger STL - 4/4 13:20:06
                                        Right, I'm omly dreaming you've posted 10 times the # I have - Macgrantt MU - 4/4 14:02:51
                                             you seem rational (nm) - 90Tiger STL - 4/4 14:24:34
                                                  Yep. That's why - Macgrantt MU - 4/4 14:44:51
                                                       lmfao - pickle MU - 4/4 15:14:10
                                                            gfy idiot, make sure you lube yourself - Macgrantt MU - 4/4 15:19:00
                                                                 please leave me out of your fantasies (nm) - pickle MU - 4/4 15:52:43
                                                                      I have absolutely no fantasies as you hypothesis so - Macgrantt MU - 4/4 16:04:40
                    he has always needed a lot of attention, that's not new(nm) - tigersknowbest MU - 4/4 12:35:45
                         thank you for participating(nm) - Iam4Mizzou MU - 4/4 12:40:03
                              she's only here to stalk you. like everyone. (nm) - 90Tiger STL - 4/4 12:43:09
                                   No, she’s a great shacker - Iam4Mizzou MU - 4/4 12:59:39
                                        lol (nm) - 90Tiger STL - 4/4 13:03:50
                    Did I say girlfriend? - Iam4Mizzou MU - 4/4 12:32:04
     Is that true? - Ace A - 4/4 12:13:44
          only if it's a federally backed loan - ashtray UF - 4/4 12:22:01
               deferral v forbearance - Iam4Mizzou MU - 4/4 12:41:22
               that was my understanding as well - Ace A - 4/4 12:24:02
          Yes, dumba ss, its true(nm) - Iam4Mizzou MU - 4/4 12:15:40
               link? - Ace A - 4/4 12:20:54
     I thought the cash stimulus was for living expenses - hefeweizen MU - 4/4 11:49:00
          The $1200? - Iam4Mizzou MU - 4/4 11:53:51
               You are considered essential are you not? Has the shutdown - hefeweizen MU - 4/4 11:56:20
                    The pandemic has reformed society - Iam4Mizzou MU - 4/4 12:00:08
                         Lol. Crime has been eliminated by the CDC. (nm) - hefeweizen MU - 4/4 12:01:44
                    Good point. - Newcatbirdseat MU - 4/4 11:58:12
                         Criminals are respecting the stay at home order I guess. - hefeweizen MU - 4/4 12:00:48
               Holy crap (extra exclamation points) - Nebraska99 STL - 4/4 11:55:17
                    Yes, the first $38,000 that I make - Iam4Mizzou MU - 4/4 11:56:11
                         How many months are in your year(nm) - tigerdb MU - 4/4 12:56:30
               sweet jesus(nm) - MizzouAstro MU - 4/4 11:54:16
     if someone doesn't have a 2-month emergency fund - zoomer KC - 4/4 11:29:11
          When I had 4 kids at home I probably didn't have it... - BandG MU - 4/4 12:02:12
          I've known several upper middle class folks over the years.. - Nebraska99 STL - 4/4 11:42:02
               it's also a matter of scale - Iam4Mizzou MU - 4/4 11:43:59
                    have cash in savings - MizzouAstro MU - 4/4 11:45:34
                         right, for a second great depression I would recommend - Iam4Mizzou MU - 4/4 11:54:55
                              Inflation is a concern, just printing more money and - playhard NWMSU - 4/4 12:37:57
                         A lot of people don’t and these same people often - playhard NWMSU - 4/4 11:48:34
                              So the cash payments are to help people start a savings - hefeweizen MU - 4/4 11:52:42
                                   who said that?(nm) - MizzouAstro MU - 4/4 11:53:17
                                        I'm just saying that the money is meant for living expenses - hefeweizen MU - 4/4 11:54:49
                              Maybe this will make them alter their lifestyles. - Newcatbirdseat MU - 4/4 11:50:39
                                   why would they do that? They're about to receive $1200 from - MizzouAstro MU - 4/4 11:51:42
                                        IKR? The fed is paying their rent/mortgage for them(nm) - hefeweizen MU - 4/4 11:53:34
                              yes, and that is a huge problem - MizzouAstro MU - 4/4 11:50:32
                         A majority of people can't come up with $400. - MrBlueSky MU - 4/4 11:47:57
                              How many people live beyond their means to - playhard NWMSU - 4/4 11:57:43
                                   or even just have to have an iphone and a fiber internet - MizzouAstro MU - 4/4 12:01:19
                                        My daughter had some contract with Sprint for 5 devices... - BandG MU - 4/4 12:08:04
                                             We've still got 4 phones on our plan and it comes to - playhard NWMSU - 4/4 12:34:48
                                                  I am 57 and have never bought a new car. Nm - BandG MU - 4/4 12:52:05
                                        I’m still rocking an I phone 6 - playhard NWMSU - 4/4 12:04:39
                                             Yeah, but you can talk, text, and catch the - Sarazen KC - 4/4 12:38:02
                              The whole point of saving is to not live paycheck to - MizzouAstro MU - 4/4 11:51:14
                              Don't live paycheck to paycheck - ummmm MU - 4/4 11:50:04
                                   I don't. - MrBlueSky MU - 4/4 11:50:43
                                        I'm saying that generally, not at you. - ummmm MU - 4/4 11:51:27
                                             I understand that notion - MrBlueSky MU - 4/4 11:53:32
                                                  Those that claim it is easy - meatiger MU - 4/4 14:08:54
                                                       no one said it was easy. most things that are - MizzouAstro MU - 4/4 14:19:15
                                                  it's vastly less difficult than most make it. My parents - 90Tiger STL - 4/4 12:25:33
                                                  it's a mental hurdle(nm) - MizzouAstro MU - 4/4 11:54:51
                                                       For many. (nm) - MrBlueSky MU - 4/4 11:55:26
                                                            other than the extremely poor (ie those without HS diplomas - MizzouAstro MU - 4/4 11:56:58
                                                                 Felons? Developmentally disabled individuals? - MrBlueSky MU - 4/4 12:00:32
                                                                      Felons can get jobs if they want them. - Newcatbirdseat MU - 4/4 12:07:44
                                                                           This conversation is about people living paycheck - MrBlueSky MU - 4/4 12:09:41
                                                                                And it's apparently escaping you, completely. - Newcatbirdseat MU - 4/4 12:14:44
                                                                      yes, those many of them would be destitute too(nm) - MizzouAstro MU - 4/4 12:01:47
                    boogaloo (nm) - ashtray UF - 4/4 11:45:14
          People shouldn't have to lose their - Sal MU - 4/4 11:30:08
               there are plenty of places hiring (nm) - zoomer KC - 4/4 11:31:38
                    Those places that are hiring wouldn't make financial sense - tigerdb MU - 4/4 11:41:39
                    That is no defense for destroying careers - Sal MU - 4/4 11:33:24
                         yup, lots of people being let go - Iam4Mizzou MU - 4/4 11:36:20
                         yup losing a $100K job for a $25K job is not sustainable(nm) - TigerFan92 MU - 4/4 11:35:06
          awfully judgmental of you - Iam4Mizzou MU - 4/4 11:29:44
               Just an old retired boomer type that wants you to keep - HandBanana MU - 4/4 11:34:15
     Govt solutions to govt caused problems. (nm) - ummmm MU - 4/4 11:25:59
     People need to go back to work (nm) - Sal MU - 4/4 11:24:48
          Yes yes yes - mu7176grad MU - 4/4 11:32:37
               People are already going nuts - Eggs MU - 4/4 11:34:08
                    Yeah, it's insane there is no exit strategy - Sal MU - 4/4 11:36:45
                         That's asinine. Of course there's a plan. - MrBlueSky MU - 4/4 11:49:15
                              Wait, I thought TheClown was clueless. Now you say there's - hefeweizen MU - 4/4 11:51:09
                              what's the plan? (nm) - Sal MU - 4/4 11:50:23
                                   Mitigation - MrBlueSky MU - 4/4 12:02:19
                                        what individual conditions are you talking about? - Sal MU - 4/4 12:25:46
                                   {crickets} (nm) - ashtray UF - 4/4 11:58:59
                                        mitigation based on individual conditions - Sal MU - 4/4 12:43:45
                         Since it's a boring Saturday, I'll ask you... - Nebraska99 STL - 4/4 11:46:44
                         Who says there isn't? The plan all along, as I understand - TigerNuts KC - 4/4 11:46:34
                              exactly, the gov't should have never shut businesses down (nm) - Sal MU - 4/4 11:50:51
                                   How should this situation have been addressed? (nm) - TigerNuts KC - 4/4 11:51:31
                                        Not shutting businesses down - Sal MU - 4/4 11:54:13
                                             We had no decent testing until recently - TigerNuts KC - 4/4 11:56:19
                                                  Do you agree with Fauci when he says - Sal MU - 4/4 11:59:04
                                                       I haven't seen the quote or the context - TigerNuts KC - 4/4 12:03:55
                                                            RE: I haven't seen the quote or the context - Sal MU - 4/4 12:07:59
                                                                 well, that's dumb - TigerNuts KC - 4/4 12:09:24
                                                                      That's the entire point I was trying to make last night - Sal MU - 4/4 12:10:08
                                                                           Why have them, then? (nm) - TigerNuts KC - 4/4 12:12:12
                                                                                we probably don't need them - Sal MU - 4/4 12:13:44
                                                                                     RE: we probably don't need them - TigerNuts KC - 4/4 12:19:31
                                                            we won't - ashtray UF - 4/4 12:07:17
                                                                 The FDA hasn't pulled its head out of their ass yet - Sal MU - 4/4 12:10:53
                                                                      nope, and they aren't going to (nm) - ashtray UF - 4/4 12:12:08
                         local orders here have an end date - MizzouAstro MU - 4/4 11:41:18
                              Right, it's also the 24th here - Sal MU - 4/4 11:46:07
                                   the next time a single model is right will be the first - MizzouAstro MU - 4/4 11:47:22
                                        I really don't understand the criticism of modeling - TigerNuts KC - 4/4 11:49:32
                                             Models are fine, but using them to inform policy as well as - MizzouAstro MU - 4/4 11:58:48
                                                  What model remains accurate in the face of a changing - TigerNuts KC - 4/4 12:01:03
                                                       the models aren't accurate - Sal MU - 4/4 12:03:08
                                                            And how do you judge accuracy? (nm) - TigerNuts KC - 4/4 12:05:06
                                                                 if what they predict comes true - MizzouAstro MU - 4/4 14:24:59
                                                                      lol, no - TigerNuts KC - 4/4 14:41:54
                                                       if it's not accurate it shouldn't be used - MizzouAstro MU - 4/4 12:02:23
                                                            That doesn't address my point at all - TigerNuts KC - 4/4 12:04:43
                                                                 i already said creating the models is fine - MizzouAstro MU - 4/4 14:23:13
                                                                      What should policy decisions be based on? (nm) - TigerNuts KC - 4/4 14:42:10
                                                                           common sense with input from a diverse group of experts - MizzouAstro MU - 4/4 21:57:30
                                             You hit the nail on the head - Sal MU - 4/4 11:51:39
                                                  jesus christ, you can throw doubt on every single thing you - TigerNuts KC - 4/4 11:53:35
                                                       China isn't the only one misrepresenting their data - ashtray UF - 4/4 11:56:22
                                                            Can you describe a scenario where you would trust - TigerNuts KC - 4/4 12:06:01
                                                                 I have more trust in S. Korea's data - ashtray UF - 4/4 12:11:07
                                                            China was lying about weird sh*t too - Sal MU - 4/4 12:05:20
                                                       Do you not think those models are using data from China, - Sal MU - 4/4 11:55:30
                                                            I'm sure some are and I'm sure they are using lots of - TigerNuts KC - 4/4 11:58:58
                                                                 WHO helped China cover it up - ashtray UF - 4/4 12:02:52
                                                                      And then we have the CDC lying to Azar - Sal MU - 4/4 12:03:43
                                                                 I don't trust the WHO at all - Sal MU - 4/4 12:01:44
                                                                      So, why even bother? Why do we even have a CDC? - TigerNuts KC - 4/4 12:08:24
                                                                           and that's 100% accurate - ashtray UF - 4/4 12:13:03
                                                                                So, we've gotten to the root of this discussion. - TigerNuts KC - 4/4 12:19:20
                                                                           right now, we can't trust the information - Sal MU - 4/4 12:09:11
                                                                                I'm not concerned about Fauci. He's a mouthpiece - TigerNuts KC - 4/4 12:11:04
                                             Do nothing. Of course(nm) - MrBlueSky MU - 4/4 11:50:24
                                                  lol you stick by a narrative - Sal MU - 4/4 11:52:02
                                                       Lol - MrBlueSky MU - 4/4 11:54:33
                                                            Link? (nm) - Sal MU - 4/4 11:55:40
                                                                 You are maybe the dumbest mother****er I've ever encountered - MrBlueSky MU - 4/4 11:57:03
                                                                      that isn't "do nothing" (nm) - Sal MU - 4/4 12:02:06
                                                                           OMG - MrBlueSky MU - 4/4 12:07:38
                                                                                b/c that's what you keep calling it you dipsh*t lol (nm) - Sal MU - 4/4 12:08:26
                                   it's April 30 here - ashtray UF - 4/4 11:47:15
                                        for sure. Boone County has 69 cases and it's been pretty - MizzouAstro MU - 4/4 11:48:24
                                             we're still on the rise daily - ashtray UF - 4/4 11:54:06
                                                  let me guess ... more testing rolls out - Sal MU - 4/4 11:56:11
                                                       they have one drive-thru testing center set up - ashtray UF - 4/4 11:57:55
                                                  there's a lag in those cases though - MizzouAstro MU - 4/4 11:56:07
                              Illinois also had an end date of 7 April, now it's the 30th. - Nebraska99 STL - 4/4 11:45:25
                                   illinois is also run by commies(nm) - MizzouAstro MU - 4/4 11:46:19
                         oh, it's definitely a plan - ashtray UF - 4/4 11:40:46
               nothing bad ever happens with unemployment (nm) - Sal MU - 4/4 11:33:45
                    Not to mention the many other sudden life changing impacts - Eggs MU - 4/4 11:40:25
                         My teen daughter is going insane. If she did not have the - DHighlander NWMSU - 4/4 11:42:46
          here is my 5 cent plan with no thought or reflection - Iam4Mizzou MU - 4/4 11:29:12
               why should we need permission to work? - ashtray UF - 4/4 11:42:14
               that's a good troll (nm) - Sal MU - 4/4 11:29:44
                    not a troll, we have to reopen the economy(nm) - Iam4Mizzou MU - 4/4 11:37:24




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